Terms of Service

Effective Date: October 25, 2025

Welcome to The Crowned Legacy Group LLC. We provide financial planning, education, and coaching services, including retirement planning, debt elimination strategies, life insurance and annuities, education funding, and tax-efficient wealth building.

These Terms and Conditions (“Terms”) govern your use of our website, services, and materials (“Service”). By accessing or using our Service, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please discontinue use of our Service.

1. Your Account

Eligibility: You must be at least 18 years old to use our Service.

Account Responsibility: You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. Notify us immediately if you suspect unauthorized access.

Accuracy: All information you provide to us must be accurate, complete, and current. False or misleading information may result in suspension or termination of your account.

2. Your Use of the Service

Permitted Use: You may use our Service only for lawful purposes and in compliance with these Terms.

Prohibited Conduct: You agree not to:

Use the Service in violation of any local, state, or federal law or regulation.

Transmit any false, harmful, or misleading information.

Attempt to gain unauthorized access to any part of our systems or client data.

Interfere with or disrupt the operation of the Service or related networks.

Reproduce, distribute, or commercially exploit any materials without prior written consent from The Crowned Legacy Group LLC.

Client Information: You retain ownership of any financial or personal information you provide. We use this information solely for providing and improving our services, in accordance with our Privacy Policy.

3. Intellectual Property

Our Content: All materials, trademarks, service marks, logos, designs, and content on our website or in our communications (excluding your data) are the property of The Crowned Legacy Group LLC or its licensors and are protected by intellectual property laws.

No Unauthorized Use: You may not copy, modify, distribute, display, sell, or lease any part of our content, tools, or materials without our prior written permission.

4. Payments, Refunds, and Subscriptions

Pricing: Service pricing is displayed on our website or agreed upon in writing. We reserve the right to modify pricing with reasonable notice.

Payment Terms: Payments are due per the terms of your selected plan or agreement. You authorize us or our payment processors to charge your selected payment method for agreed services.

Refund Policy: All sales are generally final. Refunds are granted only if explicitly stated in writing or required by law.

Subscription Renewal: If applicable, recurring subscriptions renew automatically unless canceled before the renewal date.

5. No Financial, Legal, or Tax Advice

The Crowned Legacy Group LLC provides educational financial planning and coaching services designed to help clients make informed decisions. We are not a licensed financial advisor, CPA, investment broker, or tax attorney, and we do not provide personalized investment, tax, or legal advice.

All information provided through our Service is for educational and informational purposes only and should not be considered professional advice. You are encouraged to consult with a qualified financial advisor, accountant, or attorney before making financial decisions.

6. Results Disclaimer

While our services and strategies are designed to help you improve your financial situation, individual results vary based on effort, discipline, market conditions, and personal circumstances.
We make no guarantees of income, savings, investment growth, or debt elimination results.

7. Termination

We reserve the right to suspend or terminate your access to our Service at any time, with or without notice, for violation of these Terms or for any conduct we determine to be harmful or unlawful. Upon termination, your right to use the Service ceases immediately.

8. Disclaimers and Limitation of Liability

“As Is” Basis: The Service is provided “AS IS” and “AS AVAILABLE” without warranties of any kind, either express or implied. We do not guarantee uninterrupted, error-free, or secure operation.

Limitation of Liability:
To the fullest extent permitted by law, The Crowned Legacy Group LLC, its owners, affiliates, employees, and partners are not liable for any indirect, incidental, consequential, or special damages (including loss of income, data, or opportunity) arising from:

Your use or inability to use the Service;

Third-party content or actions;

Unauthorized access to your data; or

Reliance on any information provided by us.

Your sole remedy for dissatisfaction with the Service is to stop using it.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State of Registration, e.g., Wyoming or Pennsylvania], without regard to its conflict of law principles..

10. SMS/Text Messages

10.1 SMS Program Description

Our SMS program provides text messages for appointment reminders, events, receipts, customer service, and occasionally promotional messages when you opt in. Message frequency varies depending on your interaction with our services.

10.2 Opting Out

You can cancel the SMS service at any time. Simply text "STOP" to the shortcode (number provided). Upon sending "STOP", we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, or text "START" to resume receiving messages.

10.3 Help and Support

If you experience issues with the messaging program, reply with the keyword "HELP" for more assistance or email "[email protected]".

10.4 Carrier Liability

Carriers are not liable for delayed or undelivered messages.

10.5 Messaging and Data Rates

Message and data rates may apply for messages sent to you from us and from you to us. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.
10.6 Recurring messages Disclosure

by opting into our SMS program, you authorize us to send recurring text messages to the mobile phone number you provide. Depending on your service selection, you may receive regular recurring messages. You are not required to agree to receive recurring messages as a condition of purchasing any goods or services.

10.7 Prohibited Content

Our SMS messages will never contain:

- Phising attempts, smishing, or social engineering to manipulate you into sharing private information.

- Illegal content (all content complies with federal and state laws)

- SHAFT content (sex, hate, alcohol, firearms, and tobacco) that does not follow federal and state law and regulations

10.8 SMS Opt-In Data Protection

All text messaging originator opt-in data and consent information will not be shared with any third aprties, excluding aggregators and providers of the Text Message necessary to deliver the SMS service. Your mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.

10.9 Privacy for SMS Services

For privacy-related inquiries regarding our SMS service, please to our Privacy Policy: https://crownedlegacygroup.com/privacy-policy

11. Additional Protections and Liability Waivers

11.1 Data Security Standards

The Company implements reasonable security measures to protect your personal information in accordance with industry standards. However, no method of transmission over the internet or electronic storage is completely secure. While we strive to use commercially acceptable means to protect your personal information we can provide no guarantee concerning the security of said data.

12. Changes to These Terms

We reserve the right to modify or replace these Terms at any time. Any material updates will be posted on our website, and the “Effective Date” above will reflect the most recent revision. Continued use of our Service after updates constitutes acceptance of the new Terms.

13. Contact Us

If you have questions or concerns about these Terms, please contact us at:

The Crowned Legacy Group LLC
Email: [email protected]
Address: 30 N Gould St Ste N, Sheridan, WY 82801